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oak ridge fha reverse mortgage lenders for seniors If you are a Oak Ridge homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the Oak Ridge home, you may participate in FHA’s Home Equity conversion mortgage (hecm) program.
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A Home Equity Conversion Mortgage (HECM), also known as a Reverse Mortgage Loan, is a government-insured loan for those aged 62 and older, with no monthly loan payments required for as long as the borrower lives in the home, continues to pay property taxes and home owner’s insurance, maintains their home, and otherwise complies with the loan terms.
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