Cornerstone of Retirement. Social Security may be the cornerstone of income for retirees, but an annuity may be the next best thing. Retiree satisfaction levels are eroding as many were forced to sell assets while prices were depressed during the recent financial crisis and they have been standing on the sidelines for much of the recovery.
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Community banks’ practice of getting to know their customers and tailoring products to their needs is at odds with the Dodd-Frank version of consumer protection.” community banks have always emphasized relationship banking, personalized underwriting, and customization of financial products to meet the specific needs of the community they serve.
We all have the sense that the American economy-and its government-tilts toward big business, but as Joseph E. Stiglitz explains in his new book, People, Power, and Profits, the situation is dire.A few corporations have come to dominate entire sectors of the economy, contributing to skyrocketing inequality and slow growth.
There are now about 5.9 million borrowers who could see their rates drop by at least 75 basis points by refinancing their mortgages.. Per borrower, the savings is about $271 per month.. 30-year fixed has fallen from a recent high of 4.23% on May 21 to 3.94% now, according to Mortgage News Daily.
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Could the loan officer deny me even if I have the money as a first time home buyer?. and the bank can’t turn them down if their paperwork, credit, and income is good.. One of the biggest factors lenders are now required to take into account when approving mortgages now is a person’s.
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